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If you are hesitant to do online shopping or payments, this article will give you the best security tips so that you may go ahead and shop online without worry about safety and security of using personal information online. I have a few tips for those who do want to enjoy the benefits of shopping from home and those who want to get a break from running around to pay bills. This is also for all my friends who want to, but are afraid to transact online for fear of sharing financial information.
- Shop with a credit card, not a debit card - Credit cards always have better protection and support from the card companies, so just in case something goes wrong, the have the authority to stop/cancel the transaction within some time period. On debit cards however, the money goes as you pay. So, even if you have protection, the money is already gone.
- Use one card for all your online shopping - It is easier to keep track of transactions on one card and you will be able to check your statement easily.
- Use one computer (preferably password locked) for online shopping - When you shop online frequently, use same computer and have a login password enabled on it. It is not just for security from unwary users, but also a protection from some viruses (namely trojans).
- Use newly opened browser for all online shopping or payments - Always close all windows of the browser and open afresh for online shopping. Also do not open multiple tabs for shopping and surfing. For surfing, use another different browser. For example if you use Google chrome for shopping, then for surfing at same time, use Internet explorer or Firefox or Opera.
- Always close browser window after completing purchase - Even if you have to surf net afterwards, close the browser windows once and then open again. This is very important as you may have noticed that even banks ask you to close window after you log out (it is important to close not just tab but all the browser windows). The explanation for the and previous point lies in the fact that browsers store information on your computers in "cookies". Reliable sites delete important security information on closing of browser though unimportant personal info may be retained.
- Never click on links in emails - Even if the mail is from someone you know, do not click on links in emails. It can be a potential source of viruses and hence security compromise on your PC. Who can be sure if your known contact's computer isn't security compromised.
- Check the site name and URL in the browser address bar - When proceeding to pay for a purchase, always keep an eye on the site name and URL in the address bar of the browser(that is where you type the site URL for going to the site). It will either be starting with same site name of will be the third party site like PayPal, CCAvenue, etc. Check the third party site (if you are not sure) to be a payment gateway before you make payment.
- Look for SSL sign/padlock in browser address bar - Before making payment, check for https:// in the address bar URL and for the SSL sign. SSL means data is sent encrypted over the net and only target site can decode it. (When a SSL Digital Certificate is installed on a web site, users can see a padlock icon at the bottom area of the navigator)
- Use a latest and updated browser - You may use any operating system like Windows, Linux (Ubuntu, Fedora etc) or mac but use the newer browsers for online shopping. A new and updated browser will have less security loopholes and better viewer experience too. Avoid using older browsers like IE6/IE7.
- General Precautions as for any shopping - Last advice, but not the least, as for all shopping, do get a gist of the fine print on the site like shipping details and time, warranty info, replacement policy, money back guarantee terms etc. For this I would suggest you shop online only on reputed sites which are well established and used. These sites invest in infrastructure and security and hence are more suitable for a good shopping experience online.
- Use price comparison sites for faster and foolproof shopping - This is not exactly a safety tip, but is a smart shopping guideline. Price comparison sites usually present prices from various reputed online shopping stores in one place and you may try them for getting a good deal.
- Purchasing jewelry as a gift for your spouse, sweetheart or other important ladies like your mother is one of the most significant, thoughtful and loving expression you can ever make. Few things can show your commitment and love like a unique ring, necklace, earrings or anklets. Jewelry's charismatic and enduring attraction makes it a natural present for special occasions and landmark in her way of life.But if you're like most men, you probably know as much about online shopping for jewelry as you do about archaeology and quantum physics. Because they can be very picky about jewelry as it is one of the favorite hobby of women and also they have specific choice about what kind of jewelry they want to wear. Thankfully that shopping for an appropriate piece of jewelry for your unique someone doesn't have to be a painful experience. Because I've compiled a list of tips that will help you make the right buying decision:Look at her jewelry collection: You can learn a lot about the kind of jewelry she prefers by knowing what she already would have and wear. You'll get signs about her individual style, her preferred gemstones, and what may be not in her jewelry collection. You can also evaluate things like her size of ring and the necklace type she wants. For example, if she already has pearl earrings, she is sure to really like a matching pearl necklace.Price tag is irrelevant: Now let's be realistic, it's not absolutely irrelevant but it's definitely not as essential as some men think. Just because you invested a lot of money on jewelry, it does not mean she is going to like it. If you can find a jewelry which matches her choices but has a less price than some of the other items, she will probably be happier with the fewer prices in the end.Her Lifestyle and personality: If your spouse or girlfriend is a despairing loving, there is a good chance that she would like a heart-shaped necklace. If she is a traditional, informal type, go for the classics like, daily gold or precious stone items like basic ring earrings, diamond earrings, or chains. You can also get 'charms' like pendant etc comprising almost every profession, hobby or anything else. But normally, keep in mind that it's far better stay away from cutting-edge styles or sparkly items that would only be appropriate for a night or an occasion unless you're absolutely sure she would like them.Ask in friends and family: Her mom, sis or friends could definitely show you the right way about her jewelry choices and wishes. If you'd choose a more expert view, find out where she like to shop, and discuss with her jewelers about what she is purchased lately and what she has been looking at. And of course, you can go straight at the source. When you're at the shopping mall together, look around some jewelry shops and observe of what grabs her eye.Size doesn't matters: Bigger is not always better. They always discuss how big the precious rock is when it comes to jewelry. However, a larger rock does not officially mean that your beloved is going to like it. Pay attention to her. She has probably showed a thousand clues as to which kinds of jewelry she wants. Listening to her is the best way to make sure she gets what she wants.Do your homework: There is nothing more embarrassing than buying the wrong birthstone for your special one! You should know all the important dates in her life! Also, you certainly don't want to buy her a bracelets with a hold that smashes initially she would wear it, or a ring that changes her finger's to green. Study yourself about jewelry quality.Last but certainly not least, jewelry is an emotional thing to buy, so keep that in mind. Increase the impact of your present by giving it to her in a romantic situation or in a surprising way. The key is to be unique, and you'll make a cheerful memory that she will remember forever.Do you want to buy a book? Are you looking for home appliances? No matter what you may want, you can get it online; thanks to the internet that has made it all possible. Unlike the past you do not have to roam around different malls looking for something that you want. Sitting in the comfort of your own place, you can check out thousands of products and buy whatever you want without having to worry about a thing. But you need to be careful and smart when you shop over the internet. Here are some online shopping tips that can help you make the best purchases:To buy something online, you can start by searching for what you want in the search engines. You can use one of your favorite search engines and look for the websites that offer the product you want. Make sure to use the right keywords. For example, if you want to by a cheap laptop you should use the same keyword "cheap laptops". Also, you can use relevant keywords like "affordable laptops", "discount laptop" etc.
- Once you get the results, you can start looking to see if the products are from reliable website. Make sure you look for them on sites that are reputable and reliable so that you can get a quality product and service.
- Make sure you read the policies of the websites from where you want to shop. Check out all the details so that you may know if a certain product is worth buying.
- When you are sure that you want to purchase something, you will need to have a credit card to make the payment online. A PayPal account or a bank account may also be used to shop online.
- You must only shop from sites that are trusted so that you can remain safe from online scams.
- Before picking a product, make sure you do enough search and explore all your options so that you can buy the best product.
- Always compare between different options as it will help you choose the best product in terms of quality, features and price.
- You must also check the security protection section. It is also vital to check if a site is certified for safety.

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